Terms of Service

Last updated: February 2026

1. Acceptance of Terms

By accessing or using TidiFinance ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may not access the Service.

2. Description of Service

TidiFinance provides personal finance management tools including spending tracking, debt management, analytics, and reporting features. The Service is available in both free and subscription-based tiers.

3. User Accounts

To use certain features of the Service, you must create an account. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Providing accurate and complete registration information
  • Notifying us immediately of any unauthorized access

4. Subscription and Billing

TidiFinance offers both free and paid subscription plans. By purchasing a subscription:

  • You agree to pay the subscription fees as specified
  • Subscriptions automatically renew unless cancelled
  • All fees are non-refundable except as required by law
  • We reserve the right to change pricing with notice

5. Free Trial

New users may be eligible for a 14-day free trial. At the end of the trial period, your subscription will automatically convert to a paid plan unless cancelled. You will not be charged during the trial period.

6. User Data and Privacy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using the Service, you consent to our data practices as described in the Privacy Policy.

7. Acceptable Use

You agree not to:

  • Use the Service for any illegal purpose
  • Attempt to gain unauthorized access to the Service
  • Interfere with or disrupt the Service or servers
  • Upload malicious code or viruses
  • Harass, abuse, or harm other users

8. Intellectual Property

The Service and its original content, features, and functionality are owned by TidiFinance and are protected by international copyright, trademark, and other intellectual property laws.

9. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

10. Limitation of Liability

To the fullest extent permitted by law, TidiFinance shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through the Service.

12. Contact Us

If you have any questions about these Terms, please contact us at: legal@tidifinance.com

By using TidiFinance, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.